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Prescription Drug Plans

Prescription costs too high? Speak with a qualified expert from our agency on Prescription Plans today.​

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What is a Medicare  Prescription Drug Plan?

These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.

​What do drug plans cover?

Each Medicare Prescription Drug Plan has its own list of covered drugs (called a formulary). Many Medicare drug plans place drugs into different "tiers" on their formularies. Drugs in each tier have a different cost.

A drug in a lower tier will generally cost you less than a drug in a higher tier. In some cases, if your drug is on a higher tier and your prescriber thinks you need that drug instead of a similar drug on a lower tier, you or your prescriber can ask your plan for an exception to get a lower copayment.

A Medicare drug plan can make some changes to its formulary during the year within guidelines set by Medicare. If the change involves a drug you’re currently taking, your plan must do one of these:

Provide written notice to you at least 60 days prior to the date the change becomes effective.
At the time you request a refill, provide written notice of the change and a 60-day supply of the drug under the same plan rules as before the change.

Contact us to learn more about the right Medicare Part D Prescription Plan for you.
(602) 601-2509
Phoenix, AZ 85023​​
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MCS Advisors 
Phoenix, AZ 85023
(602) 601-2509
Click Here to Email Us

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  • Home
  • Products and Services
    • Health >
      • Medicare >
        • Medicare Supplement Insurance
        • Medicare Advantage Plans
        • Prescription Drug Plans
      • Under 65 Individual Health
      • Dental Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
    • Group Benefits
  • FAQs
  • Resources
  • About
    • Meet the Team
    • Client Testimonials
  • Contact